 |
|
|
 |
|
We offer impartial and
professional advice to assist the Client to select the most appropriate
cover. We recognize the importance of prompt and efficient service
and our colleagues are fully experienced with all aspects of insurance
administration.
1. Insurance Consultancy
In planning the corporate insurance program, APRC offers an independent
and impartial consultancy service that will identify risks which need
protection and match such needs as economically as possible with insurance
facilities available from insurance market.
2. Support Service
APRC is able to assume full administrative duties on all insurance
matters on an ongoing basis on behalf of the Client.
These include:
|
- |
Providing professional opinions/recommendations
in the formulation of a corporate policy on insurance; |
| - |
Arranging the placement
of insurance; |
| - |
Undertaking tender exercise
through inviting numerous insurers to submit quotations. Through
our abilities, our Client will always enjoy an extensive and
better arranged insurance programs at an improved and reasonable
cost; |
| - |
Approving policy contracts
against the specification agreed between the Client and us; |
| - |
Programming insurance administration
and periodic reviews to ensured that any new risk exposures
are properly managed on an ongoing basis. We recognize the importance
of prompt and efficient service and our staff are fully experienced
in all aspects of insurance administration. |
| - |
Preparing insurance manual
annually for Management's information. |
3. Claims Management
Since the only product of an insurance policy is the payment of a
claim for a loss which the policy has been designed to protect, it
is vitally important the Client can reply on us for skilled and effective
claims handling and negotiation.
4. Risk Control / Prevention
APRC will co-ordinate the Client and Insurance Company in reviewing
loss occurred and try to design changes or improvement in existing
system. Especially APRC will work closely with client to ensure operation
control set by client are enforced properly. By our experience, such
risk control / prevention once resulted in reduction in claim / loss
incurred, This is finally rewarded in the form of saving in premium.
Since some of the risk happened in the past can probably be avoided
by improvement in operation routine, APRC will work closely with client
and insurance company to identified all possibilities to reduce risk.
|
 |
|
