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We identify and quantify your risks, no matter they are simple or
complex. This assessment can be limited to particular types of risks
or it can be all embracing. It may feed directly into other work we
are carrying out for you or it can be a discrete exercise. Our expertise
means that we are qualified to assess risks in many areas, including:
property and casualty, environmental, product, political, regulatory,
project, and business.
 
As well as designing a suitable risk control or risk management program
for you, we can manage the program and we can execute it on your behalf.
Involving us in the execution of the program can provide a quality
check and can be a preferred solution where internal resources are
not available.
The risk strategy will be based upon consideration of the options
available to deal with your risks. Most important, it will take into
consideration your unique circumstance. It is at this stage that we
will make proposals to you about the following, as appropriate: risk
transfer mechanisms (including specific insurance products and retention
levels), the use of captives, preferred forms of risk finance, the
adoption of risk management processes, risk control measures that
could be implemented, the potential to use performance related incentives
and the strategy review process.

Depending on your needs, we can support you through the provision
of ongoing services. We offer policy documentation and processing
services, claims management and administration, and international
co-ordination services.
The most appropriate program design for your business could be a traditional
property and casualty one. However, the right program for you could
be multi-year / multi-risk, it could be either finite or blended or
it could entail the use of capital markets. Our priority is to come
up with a program that is right for you and we have a wealth of experience
to ensure that we deliver a solution that will satisfy your needs.
 
"Meeting your insurance needs" is one of our core strengths.
Whether we are able to use a standard product or whether we need to
create a completely customized transaction we can execute your risk
transfer requirements. We have superior broking capabilities around
the world; we can use our excellent market and underwriter relationships
to negotiate on behalf of our customers, with special access to markets
for the placing of risks. 
Buying insurance is not the only method in handling risk exposures.
In fact, it is the last method. In close cooperation with the New
World Insurance Group, APRC offers advice on alternative risk financing,
including the most popular method of captive insurance. The management
of our strategic partner, the New World Insurance Group is one of
the few indigenous Asian professional teams with the knowledge and
experience in managing captive insurance companies on behalf of clients.
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