Corporations around the world battle daily to increase their efficiency, find new opportunities for growth, and stay connected with the business world. In the meantime, it is also important for all industries to protect their exposures in all aspects to assure a good return on their investment. Poor risk management can negatively impact a company and its bottom line. Earnings could be affected by excessive costs arising from third party claims for bodily injury or property damage, or companies could be left with unproductive assets, such as accidental damage to machinery or tools. The impact can be direct loss for repair or replacement of equipment, compensation to third party, and consequential loss due to business interruption. Do you have a proper insurance program to protect your exposures?